GENERAL CONDITIONS OF USE OF THE ASSURDEAL CONNECTION PLATFORM

(Version updated on August 5, 2025)

1. PREAMBLE These general terms and conditions of use (hereinafter "General Terms and Conditions") govern the use of the information and connection service for insurance professionals published by ASSURDEAL LTD, located at 22 Mount Ephraim, Tunbridge Wells, Kent, TN4 8AS, United Kingdom, registered under number 09864192 and whose VAT number is GB 281 8881 60, (hereinafter "the insured").
2. DEFINITIONS In these General Terms and Conditions, the following words and expressions have the meanings given below: "Purchaser": means an insurance professional registered with the Single Register of Insurance, Banking, and Finance Intermediaries (ORIAS) and having the status of User, purchasing an Insurance Portfolio after being contacted by the Seller via the Services. "Potential Purchaser": means an insurance professional registered with the Single Register of Insurance, Banking, and Finance Intermediaries (ORIAS) and having the status of User, who wishes to purchase an Insurance Portfolio; "Application": means a User's secure dashboard that allows them to access the Services offered by assurdeal; "Commission": means the amount due to be insured in return for the Services that enabled a Sale to be completed. between the Buyer and the Seller "Offer": refers to the offer for sale of an Insurance Portfolio by the Seller; "Secure Payment by assurdeal": refers to the secure payment process via the Stripe and Trustap applications offered by assurdeal to secure or complete a purchase. "Partner": refers to the insurance partner entities with which the User may contract directly if they wish; "Insurance Portfolio": refers to the brokerage or co-brokerage portfolio of insurance of any kind, resulting in particular from commitments to pay commission rights from one or more insurers or wholesale brokers to a given broker. The sale is limited to the transfer of contracts and/or receivables without transfer of goodwill; "Purchase Proposal": refers to the offer to purchase an Insurance Portfolio made by a Potential Buyer to the Seller via assurdeal. If the Seller accepts the Purchase Proposal, the Potential Buyer is bound by it and undertakes to pay the sale price to the Seller and the amount of its Commission to be insured; "Price": means the total value of the considerations offered by the Buyer for the Sale of the Insurance Portfolio, regardless of their cause or the conditions under which the payment of these considerations is subject, including a term or condition precedent, without the application of any discount; "Services" means the services described in Article 4 of these General Terms and Conditions; "Site": means the website https://www.assurdeal.fr, which provides access to the Services provided by assurdeal; "User": means any authorized user of the Site, including Sellers, Potential Buyers, or Buyers; "Seller": means an insurance professional, registered in the Single Register of Insurance, Banking, and Finance Intermediaries (ORIAS), with the status of User, offering an Insurance Portfolio for sale via the Services; "Sale": means the definitive sale of its Insurance Portfolio by a Seller to a Buyer, it being specified that the Sale of an Insurance Portfolio does not constitute the transfer of a business.
3. OPERATION OF THE SITE The purpose of these General Terms and Conditions is to define the financial, legal, and technical conditions applicable to the Matchmaking Services provided by insurance companies in connection with the sale of Insurance Portfolios through the Site. To access the Site, Potential Buyers and Sellers must create an account and complete the fields indicated on the Site, including the following information: • ORIAS number • Mobile phone number • Email address • Successfully complete the KYC/KYB process with our partner Ondorse Failure to provide all of these details will result in registration on the Site not being successful. assurdeal systematically verifies the ORIAS number, email address, mobile phone number provided, as well as the User's identity. In the event of inaccuracy, registration on the Site will not be validated. Users will have access to a secure area called the Application to view their search history, update their information, run various simulations, find new partners, access the Insurance Portfolio buying/selling platform, and various free or paid professional tools and services. The User agrees to update the information relating to their account. assurdeal reserves the right to suspend and/or close the assurdeal account of Users at its discretion if a User's email address ceases to be valid, if a User does not provide all the required information or provides false or inaccurate information, or if a User fails to comply with these General Terms of Use, following a reminder from assurdeal that has remained without effect within the time period required by assurdeal. Users removed from the Single Register of Insurance, Banking, and Finance Intermediaries (ORIAS) may access their account via the Application, for historical or evidentiary purposes in particular, for a period of one (1) year after their removal from the Register. However, they will not be able to benefit from the Services and, consequently, access the Application, except for the use of the Application's features allowing them to view their history, access their invoices, and contractual documentation, for the one (1) year period referred to above. Upon expiration of this one-year period, the User's account will be deleted, and they will no longer have access to the Services, including the Application. Data relating to the User's activity (transaction history, simulations, invoices, etc.) will be retained and archived by assurdeal in accordance with its Privacy Policy and in accordance with applicable legal deadlines. The User may exercise all of their rights, including their right of access to assurdeal, under the conditions set out in Article 11 hereof. The User account on the Site is personal to each User, who undertakes to keep their login details strictly personal and to report to Assurdeal any fraudulent or unauthorized use of their account. assurdeal cannot be held responsible for the use of an account by any third party using a User's login details, nor for any data breach not attributable to it.
4. DESCRIPTION OF SERVICES The Services offered by assurdeal consist of several stages of different types, and include: 4.1 Services Offered Services offered to the Seller: • Scheduling telephone or videoconference appointments between assurdeal and the Seller to define the scope of the Seller's project. This appointment is made on the Website via an API from a third-party partner of assurdeal; • Evaluation by assurdeal of the Seller's Insurance Portfolio, after taking into account the specific nature of said proposed Portfolio based on the documentation provided by the Seller at assurdeal's request, it being specified that the Seller (i) remains free to rely on the evaluation conducted by assurdeal or not and (ii) must indicate to assurdeal the price at which it wishes to present its Insurance Portfolio. Once completed, the indicative evaluation conducted by assurdeal will be available on the Application Dashboard; • Drafting of an anonymous memorandum, covering the fundamentals of the Insurance Portfolio thus evaluated; • Identifying Potential Buyers willing to submit a Purchase Proposal, based on a "Match Making" presentation process using an algorithm developed by assurdeal and coupled with the expertise of the assurdeal negotiator, • Connecting said Potential Buyers with the Seller with a view to concluding a Sale, with the understanding that only three Potential Buyers who wish to submit an offer will be presented, and this will be in an anonymous format. Services offered to the Potential Buyer: • Identifying Sellers offering the Sale of Insurance Portfolios that meet the Potential Buyer's expected criteria, • Connecting the Potential Buyer selected based on objective criteria (commission amount, geography, clientele, price) with the relevant Seller(s) with a view to concluding a Sale, in an anonymous format. Services offered to all Users: • Access to news related to their activities and links to relevant information sources; • Access to Partner tools and services useful for evaluating their Insurance Portfolio or in connection with the Sale; • Access to "calculator" tools providing indicative information on, for example, the cost of a purchase, a price, an investment amount, or the probability of finding an Insurance Portfolio; • Connecting the Seller with the Potential Buyer who has expressed interest in purchasing one or more Insurance Portfolios; • Providing a model sales agreement via the Contractual Kit, optionally available to the Seller, to be completed by the Seller, which also provides the Potential Buyer with useful information to conduct a thorough audit of the Insurance Portfolios offered for Sale; • The provision of the necessary contractual documentation, via the Contractual Kit, on an optional basis, if, after the signing of the promise and the completion of the audit by the Potential Purchaser, the latter confirms their wish to acquire the Insurance Portfolio, unless the Seller and/or the Purchaser do not wish to use this documentation, • The provision of an electronic signature tool, the terms of use of which must be accepted by the Users, in order to enable the signing of the Sales contract and any other contractual document necessary for the Sale • A secure Payment system via a third-party tool, the terms of use of which must be accepted by the Users, in order to secure the payment of the Price. The Seller and the Buyer acknowledge that they are fully aware that the documents and tools provided for the purpose of concluding the Sale are optional and that they remain solely responsible for the content and validity of said documents and their binding force, as well as for compliance with any formalities or legal requirements, including tax requirements, relating to said documents, including their review by any authorized legal professional, and thus waive any recourse against assurdeal in this regard. Payment of the Price must be made either by assurdeal Secure Payment or by bank transfer or check made out directly to the Seller. Where applicable, and if the Seller and the Buyer so wish, this transfer or check may be made in the name of the escrow agent chosen by the Parties, if one exists. 4.1.3 Standalone Contract Kit In addition to the traditional matchmaking process, Assurdeal offers a Standalone Contract Kit allowing the transfer of insurance portfolios over the counter: • Free access via the Application, by any ORIAS-registered broker • Entry of production codes ➤ dual form ➤ automatic generation of certificates • Integrated electronic signature (via YouSign) • Fee: 6% of the transaction amount excluding VAT • Secure payment via Stripe or Trustap 4.1.4 Payment Security – Trustap Escrow Account An escrow account is offered to enhance the security of payment of the Price: • Prior deposit of funds by the transferee • Two-stage release: o 80% upon receipt of the client file o 20% retained for 45 days for post-transfer verifications • Fee: 2% excluding VAT, payable by the transferee • Technical reconciliation in the event of a dispute 4.2 Terms of Service Provision 4.2.1 Offer Analysis Sellers wishing to submit an Offer to assurdeal in order to find Potential Buyers must first sign an exclusive sales mandate with assurdeal. Throughout the term of the mandate, the Seller undertakes not to directly or indirectly offer the sale of their Insurance Portfolio by any other means. Once signed, the Seller must provide and communicate all the information requested by assurdeal, including the desired price for the sale of the Insurance Portfolio, its composition, commission amounts, geographic areas, suppliers, etc. Once the information has been provided, assurdeal will perform an indicative evaluation, which the Seller is free to follow or not, and which will allow Potential Buyers to position themselves. 4.2.2. Connecting the Parties Based on the information provided by the Seller, assurdeal will contact Potential Buyers, offering them the Seller's insurance portfolio anonymously. The three Potential Buyers who best meet the Seller's criteria will be presented to the Seller. The Potential Buyer may request access to the Data Room containing the anonymized information provided by the transferor regarding the transferred portfolio. Access to this space is subject to the signing of a confidentiality agreement provided by assurdeal and the provision of an identity document. 4.3 Terms and Conditions for Completing a Sale Potential Buyers may submit a Purchase Proposal to the Seller through Assurdeal. The Potential Buyer shall provide the information requested, including the amount of their Purchase Proposal, whether their Proposal is financed by a loan, and, if applicable, the amount of this loan, and finally, whether the Potential Buyer already has a business relationship with the suppliers mentioned in the offer. If, and once the Parties have agreed on both the Insurance Portfolio being acquired and the Price, Assurdeal shall provide them with an optional Contractual Kit to finalize the Sale. Once all necessary contractual documentation, as described for information purposes in the Contractual Kit offered optionally by assurdeal, has been signed by the Seller and the Buyer, and the Price has actually been paid by the Buyer (as documented by sending assurdeal by email a copy of the bank check or the receipt for the transfer made, including to the escrow agent chosen by the Seller and/or the Buyer, as the case may be), assurdeal will send the file relating to the Insurance Portfolio of the Seller concerned, in a non-anonymized electronic format and with a password. After confirmation of receipt of the file by the Buyer, assurdeal will then issue the transfer certificates and send them for signature, via electronic signature, to both the Buyer and the Seller. Once the transfer certificates have been duly signed by the Seller and the Buyer, assurdeal will then issue its invoice, established in accordance with Article 5 below, to the Buyer. 5. FINANCIAL CONDITIONS 5.1 Commission Due 5.1.1 Amount and Calculation of the Commission In the event of a Sale of an Insurance Portfolio by a Seller to a Buyer via assurdeal, a Commission is due by the Buyer to assurdeal in consideration of the Sale Price (in euros):

5.1.2 Subscription Statuses Users can subscribe to a subscription plan entitling them to a reduced fee schedule and enhanced services: Status Annual Fee excluding VAT Commission Rate excluding VAT Services Included Free €0 15% Access to 3 files/year, without premium tools Growth Subscriber €250 13.5% Compliance audit, prioritization, telephone diagnosis The Deal Subscriber €25,000 10% Unlimited access, OFF-MARKET visibility, personalized support

The Commission amount is calculated excluding taxes and will be increased by any applicable VAT. at the rate in effect at the time the invoice is issued. The Commission is due to assurdeal as soon as a Potential Buyer connected via assurdeal with a Seller has signed the deed(s) relating to the Sale of the Insurance Portfolio of the Seller in question, even if the parties finalized the transaction by a means other than through the Website. 5.2.2 Resale Right The Commission is due for any Sale between a Seller and a Potential Buyer connected by assurdeal, completed within twenty-four (24) months of the connection by assurdeal. This obligation applies even if the Buyer is not the one whose Purchase Proposal was initially accepted by the Seller. 5.2.2 Information Obligation Once the terms of the Sale of the Insurance Portfolio have been definitively determined between the parties, the Buyer and the Seller each undertake to notify Assurdeal by email of the date set for the signing of the potential promise or any other document relating to the finalization of the Sale (including the definitive deed of assignment), with a copy of the draft documents, and subject to at least eight (8) days' notice. Once each of said documents has been signed, the Buyer and the Seller each undertake to inform Assurdeal by registered letter with acknowledgment of receipt and an email within 10 days of the signing of the documents in question and to simultaneously provide Assurdeal with a copy of the signed documents via the same communication channels. 5.3 Penalty for Failure to Provide Information In the event of a Sale that has not been notified to assurdeal under the conditions specified in Article 5.2.2, the Seller and the Buyer will be jointly and severally liable for the amount of the Commission plus a penalty equal to 100% of the Commission, without prejudice to any additional damages. 5.4 Price Due Date – Payment Deadlines assurdeal or its payment partners, Stripe, and Trustap, will issue invoices for the amount due in respect of the Commission as soon as it becomes due under the conditions mentioned in Articles 5.2.1, 5.2.2, and 5.2.3 above. The security deposit invoice, corresponding to 2.5% of the transaction amount, must be paid via our service provider, Stripe, before initiating the purchase process. This amount will be deducted from the amount to be deposited in the escrow account and released under the same conditions. In the event that the purchase process is abandoned by the transferee, this amount will be retained by assurdeal as compensation. As part of the purchase, once the offer is accepted and the security deposit is made via our payment service provider Stripe, all invoices issued by assurdeal or its payment service provider Trustap are due within seven (7) days of their issue date. Any amount unpaid by the due date will be subject, starting the following day, to late payment interest calculated on the amounts due at five (5) times the legal interest rate in effect on the due date and to a fixed penalty of €40 for recovery costs. Furthermore, this interest is payable without prejudice to any damages that assurdeal may claim in the event of damages caused by said delay or non-payment. 6. TERM These General Terms and Conditions take effect on the date of acceptance by the Seller or the Potential Buyer, as the case may be, upon their registration on the Site, and remain in full force and effect for the entire duration of their registration on the Site and, in any event, until the date of receipt by assurdeal of all amounts owed to it hereunder, whichever is later. 7. LIABILITY AND WARRANTIES 7.1 The Site allows Sellers and Potential Buyers to come together for the purpose of concluding the Sale of Insurance Portfolios. assurdeal provides Services without ever being a party to the relationship between the Seller and the Potential Buyers or the Buyer. assurdeal does not guarantee the outcome of negotiations established with the support of assurdeal, nor the outcome of Sales or Purchase Proposals of Insurance Portfolios. The Seller and the Buyer are solely responsible for the terms of the Sale. assurdeal undertakes to make its best efforts to review or supervise all Offers or Purchase Proposals within a reasonable timeframe. assurdeal assumes no responsibility for the content posted on the Site by Users, to the extent permitted by law. In particular, assurdeal cannot guarantee the completeness or accuracy of the information entered by professionals in relation to the Insurance Portfolios they offer or seek. Users of the Site are therefore solely responsible for the information they choose to provide and provide via or outside the Application and shall hold assurdeal harmless from any action or claim by third parties, including the Potential Buyer, the Buyer, or the Seller, in this regard. 7.2 The Seller guarantees to assurdeal that it holds all rights relating to the Insurance Portfolio it is offering for Sale. The Potential Buyer guarantees to assurdeal that it is duly authorized to conclude an Insurance Portfolio Sale. Assurdeal assumes no liability in this regard. Both the Buyer and the Seller undertake to provide any evidence and/or supporting documentation of their compliance with their representations and warranties, upon first request from assurdeal. 7.3 The tools and services, as well as Partner listings, are provided to Users for informational and indicative purposes only. Users are free to enter into contracts with Partners according to their own terms and conditions, without assurdeal ever being a party to their contract and without assurdeal being held liable in any way whatsoever. 7.4 assurdeal is in no way liable for compensation for any direct or indirect damage suffered in connection with the use of the Site, the dissemination of information relating to insurance brokers or Insurance Portfolios on the Site, including operating losses and commercial losses, and more generally, any damage not solely and directly due to assurdeal's failure. assurdeal does not guarantee that the signing of the exclusive sales mandate or the Services will allow a Sale to be finalized. The publication of an Offer or a Request for a connection is the sole responsibility of the Users. assurdeal does not guarantee that the operation of the Site will be uninterrupted and makes no commitment in this regard. The obligations assumed by assurdeal are obligations of means. In all cases, Users expressly acknowledge that assurdeal's liability, in the event of proven fault, will be strictly limited to direct damages in an amount not exceeding the total amount of Commissions actually paid on the date of the triggering event. 8. AUDIT assurdeal shall have the right, at any time, for a period of five (5) years from the subscription to the Services by a Seller, at its own expense, to verify or have verified by any third party at the Seller's and/or any Buyer's premises the information relating to any Sale and the Price. If an audit determines that assurdeal has not received all or part of the Commission due to it, the Seller and the Purchaser will be jointly and severally liable to pay, without delay and at the first request of assurdeal, the amount provided for in Article 5.3 plus the costs relating to the audit. 9. CONFIDENTIALITY Each User undertakes to strictly maintain the confidentiality of any information communicated to them by another User, their subsidiaries, or their associates, whether orally or in writing, regardless of the medium or nature, including any information of a commercial, financial, technical, or legal nature, including any trade secret, technical documentation, business plan, or any other information of a confidential nature (for the purposes of this article, "Confidential Information"). However, any information that is not considered Confidential Information with respect to a party on the date it is communicated to the party in question shall not be considered Confidential Information: a) which is already in the public domain, or b) which is already known to that party in good faith on that same date without breach of this confidentiality obligation, or c) which is received by that party from a third party lawfully, without restriction, and without breach of this article, d) which is requested to be communicated by a court or a governmental authority, provided in this case that the other parties have been informed in advance. Under this confidentiality obligation, each party therefore undertakes: a) to protect and keep this information strictly confidential and to treat it with the same degree of care and protection as it accords to its own Confidential Information of equal importance, b) to disclose the Confidential Information only to its corporate officers and employees, as well as to those of its group companies (in particular the company controlling it) or its management company, who have a need to know it, and after having duly informed said persons of its confidential nature, c) not to disclose, communicate, copy and/or use the Confidential Information for purposes unrelated to the purpose for which it was communicated except for the internal purposes referred to in b) above, or with the prior written authorization of the Company or the Party to which the Confidential Information in question belongs, as the case may be. Notwithstanding the foregoing, any party may disclose Confidential Information to its advisors, to the extent that these persons or entities are themselves subject to professional secrecy or an obligation of confidentiality similar or equivalent to this clause. 10. INTELLECTUAL PROPERTY assurdeal grants Users, who accept it, a simple, non-exclusive, personal, and non-transferable right to use the Site, i.e., the right to exploit, download, and/or install the Site to enable its consultation and use in accordance with its intended purpose for the entire duration authorized by these General Terms and Conditions. In this regard, Users expressly acknowledge that they may not: • extract, by means of permanent or temporary transfer, all or part of the Site's content, on any medium, by any means, and in any form whatsoever; • reuse, by making it available to the public, all or part of the Site's content, in any form whatsoever; • extract or reuse, repeatedly and systematically, any part of the Site's content, if these operations clearly exceed the conditions of its reasonable use; • reproduce or display all or part of the Site beyond what is provided for in this paragraph.

11. PROCESSING OF PERSONAL DATA – GDPR Personal data collected through the Site is subject to computer processing under the responsibility of ASSURDEAL LTD, the data controller. This processing is carried out in order to provide Users with all Assurdeal services accessible through the Site. Personal data provided by Sellers may be communicated to Potential Buyers to enable them to submit a Purchase Proposal, and personal data entered by Potential Buyers may be transmitted to the Seller to enable them to consider a Purchase Proposal or formalize a Sale. All information and User rights relating to their personal data are detailed in the Privacy Policy available on the Site. Regarding the protection of personal data, each Party undertakes to comply with the provisions of:

• Regulation No. 2016/679 on the protection of individuals with regard to the processing of personal data (known as the GDPR) of April 27, 2016,
• the Law transposing said EU Regulation of May 25, 2018
• Directive No. 2016/680 on the protection of individuals with regard to the processing of personal data of April 27, 2016,
• Law No. 2018-493 on the protection of personal data of June 20, 2018,
• Decree No. 2019-536 of May 29, 2019, implementing Law No. 78-17 of January 6, 1978, relating to information technology, files, and civil liberties Data relating to the clients comprising the Transferred Portfolio, contained in the TRANSFEROR's files transmitted to the TRANSFEREE on the Effective Date constitute personal information protected as such by the aforementioned provisions. The Parties assume sole liability in the event of non-compliance with legal obligations, and the defaulting Party shall then be liable for any damages suffered by the other Party or third parties. The TRANSFEROR undertakes to notify the TRANSFEREE of the occurrence of any security breach/incident that has or is likely to have direct or indirect consequences on the Transferred Portfolio, the clients comprising it, and/or the Transfer itself. The Parties undertake to take all necessary precautions to preserve the security of clients' personal data, and in particular to prevent it from being distorted, damaged, or communicated to unauthorized third parties. In accordance with the French Data Protection Act of January 6, 1978, as amended, and the General Data Protection Regulation, data subjects have the right to access, rectify, modify, delete, limit the processing, and request the portability of their personal data, as well as the right to define guidelines regarding their management after their death. Data subjects also have the right to object to the processing of their personal data. However, such an objection will make it impossible to use the Services. Data subjects may exercise their rights by post, accompanied by proof of identity, to the following address: ASSURDEAL LTD, 22 Mount Ephraim, Tunbridge Wells, Kent, TN4 8AS, United Kingdom, or by email to the following address: dpo@assurdeal.com

12. HEADINGS AND INDEPENDENCE OF CLAUSES In the event that one or more clauses are declared null and void by a court decision or prove impossible to enforce, the validity of the other provisions will not be affected, and the Parties undertake to negotiate a replacement provision in good faith, unless it is a clause essential to the Assignment and identified as such. The headings and subheadings appearing in this Assignment are included for convenience only. By express agreement between the Parties, these headings and subheadings may under no circumstances be used to interpret any provision of this Assignment.
13. ELECTRONIC SIGNATURE ASSURDEAL provides users of its platforms with a first-level electronic signature process with signatory authentication, implemented by YouSign. In accordance with paragraph 4 of Article 1375 of the French Civil Code, the documents shall be drawn up in a single original digital copy, a copy of which shall be delivered to each Party directly by YouSign. The Parties undertake to take all appropriate measures to ensure that the qualified electronic signature of the signed documents may only be affixed by their respective legal representatives or by any person duly authorized to do so by virtue of a power of attorney attached hereto, as mentioned in the header hereof. The Parties acknowledge that they are signing the documents electronically with full knowledge of the technology implemented and its terms and conditions, and consequently waive any right to challenge, in the context of any claim and/or legal action, the reliability of said electronic signature solution and/or the expression of their intention to enter into this Assignment Agreement in this capacity.
14. OPERATION OF THE PAYMENT PLATFORM The STRIPE and TRUSTAP platforms are made available to Users to facilitate payments and security deposits: • Payment by Stripe ➤ 2.5% deposit before opening the purchase process • Escrow via Trustap ➤ retention of funds according to contractual steps • TRUSTAP is PCI DSS Level 1 certified, compliant with KYC/AML/SCA regulations • For more information: https://www.trustap.com/terms/ https://stripe.com/fr
15. MISCELLANEOUS 15.1 Severability If any provision of this Agreement is held to be invalid, illegal, or unenforceable, the remaining provisions will not be affected and will remain valid and enforceable as if such provision had not been set forth herein. The parties agree to replace such provision with a valid provision that most closely matches the intent of such provision. 15.2 Force Majeure Neither party shall be liable to the other party for failure to fulfill any of its obligations, except payment obligations, due to circumstances beyond its reasonable control, provided that the other party notifies the other party of the delay. 15.3 Evidence Agreement Users agree that all data, information, files, and any other digital material exchanged between them and with assurdeal shall constitute admissible, valid, and enforceable evidence with the probative force of a private document. They undertake not to contest the admissibility, validity, enforceability, or probative force of the aforementioned electronic elements or formats, based on their electronic nature. Unless proven otherwise, these elements shall be valid and enforceable between the parties in the same manner, under the same conditions, and with the same probative force as any document drawn up, received, or kept in writing. The provisions of this paragraph do not apply to notifications by registered letter with acknowledgment of receipt expressly referred to in these General Terms and Conditions. 15.4 Changes to the General Terms and Conditions These General Terms and Conditions may be amended by assurdeal. Only the version in effect at the time of your acceptance will apply to the relationship between the User and assurdeal.
16. APPLICABLE LAW AND JURISDICTION The General Terms and Conditions are governed by French law. Regardless of the applicable law, the provisions relating to conflicts of law shall not apply.