- SITE PUBLISHER The site assurdeal.fr is published by Kinkoza OÜ: Company governed by Estonian law Commercial register: 17494294 Registered office: Narva mnt 5, Tallinn, 10117, Estonia Kinkoza OÜ is the operator of the assurdeal trademark and service, a matchmaking platform intended exclusively for professionals in the insurance sector registered with ORIAS. Publication director: Guillaume Rovère
- HOSTING The site assurdeal.fr is hosted by Amazon Web Services (AWS), EU West 3 Region (Paris, France). The data is stored and processed on servers located within the European Union. By using the site, the User acknowledges that their data may be transferred and processed within this infrastructure.
- ACCESS TO THE SERVICE assurdeal.fr is strictly reserved for: • professionals in the insurance sector, • registered with the single register of insurance, banking and finance intermediaries (ORIAS), • who have completed the KYC/KYB verification process, • and whose account has been validated by Kinkoza OÜ. Access is possible via a Free subscription or via paid services.
- FREE SERVICES assurdeal offers, free of charge: • access to the “Free” subscriber status, • certain professional tools, • simulators, • news and resources, • limited access to the Dashboard. These services are provided “as is”, without any warranty of accuracy or availability.
- PAID SERVICES Any order for a paid service entails acceptance of: • the General Terms and Conditions of Use, • the General Terms and Conditions of Sale, • and the technical terms of delivery. Payments are secured via: • Stripe (card payment), • Trustap (escrow and secure payments). The services offered by the Partners are invoiced directly by them.
- INTELLECTUAL PROPERTY All of the content of the site assurdeal.fr (texts, images, logos, trademarks, databases, architecture, features) is protected by the applicable legislation. The User shall refrain from: • any unauthorised reproduction or representation, • any substantial extraction from the databases, • any unauthorised commercial use, • any use of robots or automated extraction tools. The assurdeal trademark is operated by Kinkoza OÜ under a trademark licence.
- CONFIDENTIALITY AND PERSONAL DATA Kinkoza OÜ collects personal data only in connection with: • the opening of an account, • invoicing, • the management of subscriptions, • the use of the Dashboard, • forms completed voluntarily. The data is processed in accordance with: • the GDPR, • the Estonian Personal Data Protection Act (IKS), • and the Privacy Policy available on the site. Kinkoza OÜ may produce non-nominative statistical analyses and transmit aggregated data to third parties.
- COOKIES The operation of the site requires the use of technical cookies. Non-personal cookies may be used to improve the user experience and measure audience. The User may manage their preferences via their browser.
- TERMS OF USE OF THE CONTENT The data on assurdeal.fr is protected by European database legislation. The User undertakes not to: • extract or reproduce all or a substantial part of the content, • use extraction robots or scripts, • misuse the data for unauthorised purposes. Any breach exposes the User to civil and criminal proceedings.
- LIABILITY The information provided on assurdeal.fr is provided for guidance purposes. Kinkoza OÜ does not guarantee the accuracy, completeness or timeliness of the data. The User remains solely responsible for the use they make of the site and for the decisions taken on the basis of the information consulted. Kinkoza OÜ cannot be held liable in the event of: • error, • unavailability of the site, • loss of data, • or indirect damage.
- CONTACT For any question relating to the legal notice, please use the contact form.